Karista Mortgage's


A collection of solutions for all stages of your financial plan

Equity 65

In today’s market full of conservative mortgage rules, whether it’s due to difficulty proving income or the burden of a low credit score, self-employed individuals face many obstacles when qualifying for conventional financing. But thanks to our Equity 65 program, qualified applicants who have been self-employed for at least two years can now get a mortgage with just a 35% down payment. As a result, for those who are self-employed or commission-based, getting a great mortgage has never been easier.
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Vancouver’s New Home Renovation Mortgage

In Vancouver’s hot real estate market, buyers are often stuck with two options: a property they can’t afford, or one that either needs a lot of work or is in an undesirable location. Vancouver’s New Renovation Mortgage is our solution to help Vancouverites buy real estate that they really love by designing, facilitating and financing the entire renovation process with our building partner Alair Homes. The end result? A fully renovated, move-in ready home that’s already appreciated in value.
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Construction Mortgage

Building a custom home or vacation property? Don’t let financial challenges prevent you from making your dream become reality. Specializing in all types of construction mortgages throughout all stages of the process – from the land acquisition through to construction – we’re here to help. Essentially an “all-in-one” construction loan, this type of financing allows qualified borrowers to access insured mortgage financing for acquisition, construction and a term mortgage all at once.
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First Time Home Buyers Seminars

Buying your first home is an exciting, yet often overwhelming process. That’s why we’re offering monthly First Time Home Buyers Seminars – to show first-timers that it doesn’t have to be. Join us at one of our free seminars, where we will de-mystify the process and answer any questions you may have about buying your first home; from how to plan for a mortgage, to how to find the perfect place, and everything in between.
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