Equity 65

A collection of solutions for all stages of your financial plan

Self-Employed?

Canadians who are self-employed or have small business ventures enjoy many perks, both in their work life and at home. However, when it comes to borrowing, quite often the opposite is true. Whether it’s difficulty proving income or the burden of a low credit score, self-employed individuals face many obstacles when qualifying for conventional financing. As one of Canada’s premier mortgage brokers on the forefront of the industry, we understand the growing importance of self-employment in our culture. That’s why we’ve created a full suite of products specifically tailored to help self-employed Canadians overcome these common obstacles.

Mediocre credit? No problem. Second mortgages allowed? Absolutely. Irregular income? We’ve got you covered.

Your financing should be matched to fit your unique needs, not the other way around. Whether you require access to capital for your business, are looking for flexible payment options to increase or decrease payments, or even in need of multiple lines of credits with individual statements – we have solutions for your business. Being self-employed shouldn’t prevent you from being a ‘desirable candidate’. Contact us today to learn about our wide range of financing options and services that can be utilized to improve both your life and your business.

The Equity 65 Program

In the past, getting a mortgage was a piece of cake. Self-employed Canadians could count on getting a mortgage simply with a good credit score and a large down payment, even if they showed very little income on their taxes. But in today’s market, thanks to an onslaught of conservative mortgage rules brought on by the country’s big banks, it’s no longer that simple. And as a result, self-employed individuals are often forced to either pay higher interest rates or are declined all together.

We believe it’s time to bring those good old days back, because homeownership should always be within your reach. That’s why we’ve created the Equity 65 Program: to help self-employed Canadians obtain the mortgage they deserve. Thanks to this program, qualified applicants can now get a mortgage with just a 35% down payment. This means that for those who are self-employed or commission-based, getting a great mortgage has never been easier.

In order to be eligible, applicants must:

  • Have a 35% down payment
  • Show proof of self-employment (for example, a business license)
  • Have been self-employed for at least 2 years
  • Live in the home

The Equity 65 Program has been designed with you in mind, structured to address those traditional issues preventing you from getting the mortgage you need to succeed. Contact us today to start your application now.